{"id":4507,"date":"2026-05-12T13:41:00","date_gmt":"2026-05-12T08:11:00","guid":{"rendered":"https:\/\/theuniquetimes.com\/?p=4507"},"modified":"2026-05-12T13:41:00","modified_gmt":"2026-05-12T08:11:00","slug":"%e0%a4%85%e0%a4%ac-upi-%e0%a4%94%e0%a4%b0-atm-%e0%a4%b8%e0%a5%87-%e0%a4%a8%e0%a4%bf%e0%a4%95%e0%a4%be%e0%a4%b2","status":"publish","type":"post","link":"https:\/\/theuniquetimes.com\/?p=4507","title":{"rendered":"\u0905\u092c UPI \u0914\u0930 ATM \u0938\u0947 \u0928\u093f\u0915\u093e\u0932"},"content":{"rendered":"<div id=\"model-response-message-contentr_4f73f29dfc420be2\" dir=\"ltr\" aria-live=\"polite\" aria-busy=\"false\">\n<p data-path-to-node=\"26\">\u092d\u093e\u0930\u0924 \u0915\u0947 \u0928\u094c\u0915\u0930\u0940\u092a\u0947\u0936\u093e \u0935\u0930\u094d\u0917 \u0915\u0947 \u0932\u093f\u090f \u0906\u091c \u0915\u093e \u0926\u093f\u0928 \u090f\u0915 \u0921\u093f\u091c\u093f\u091f\u0932 \u0915\u094d\u0930\u093e\u0902\u0924\u093f \u0915\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0939\u0948\u0964 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u092d\u0935\u093f\u0937\u094d\u092f \u0928\u093f\u0927\u093f \u0938\u0902\u0917\u0920\u0928 (EPFO) \u0928\u0947 \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 \u0924\u094c\u0930 \u092a\u0930 EPFO 3.0 \u0915\u0940 \u0918\u094b\u0937\u0923\u093e \u0915\u0930 \u0926\u0940 \u0939\u0948\u0964 <span class=\"citation-272\">\u0907\u0938 \u0928\u0908 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u0947 \u0924\u0939\u0924 \u0905\u092c \u0915\u0930\u094b\u0921\u093c\u094b\u0902 \u092a\u0940\u090f\u092b \u0905\u0902\u0936\u0927\u093e\u0930\u0915 \u0905\u092a\u0928\u0940 \u091c\u092e\u093e \u092a\u0942\u0902\u091c\u0940 \u0915\u094b <\/span><span class=\"citation-272\">UPI \u0914\u0930 \u090f\u091f\u0940\u090f\u092e (ATM)<\/span><span class=\"citation-272 citation-end-272\"> \u0915\u0947 \u091c\u0930\u093f\u090f \u0938\u0940\u0927\u0947 \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0947\u0902\u0917\u0947\u0964<\/span> <span class=\"citation-271 citation-end-271\">\u0905\u092c \u092a\u0940\u090f\u092b \u0915\u093e \u092a\u0948\u0938\u093e \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0940\u0928\u094b\u0902 \u0915\u093e \u0907\u0902\u0924\u091c\u093e\u0930 \u0928\u0939\u0940\u0902 \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e, \u092c\u0932\u094d\u0915\u093f \u092f\u0939 \u0938\u0941\u0935\u093f\u0927\u093e \u2018\u0907\u0902\u0938\u094d\u091f\u0947\u0902\u091f \u092e\u0928\u0940\u2019 \u0915\u0940 \u0924\u0930\u0939 \u0915\u093e\u092e \u0915\u0930\u0947\u0917\u0940\u0964<\/span><\/p>\n<p data-path-to-node=\"27\">\u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u0936\u094d\u0930\u092e \u090f\u0935\u0902 \u0930\u094b\u091c\u0917\u093e\u0930 \u092e\u0902\u0924\u094d\u0930\u0940 \u092e\u0928\u0938\u0941\u0916 \u092e\u093e\u0902\u0921\u0935\u093f\u092f\u093e \u0928\u0947 \u0907\u0938 \u092a\u0939\u0932 \u0915\u093e \u0938\u094d\u0935\u093e\u0917\u0924 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u0915\u0939\u093e \u0915\u093f \u0938\u0930\u0915\u093e\u0930 \u0915\u093e \u0932\u0915\u094d\u0937\u094d\u092f \u092a\u0940\u090f\u092b \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u094b \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u0940 \u0914\u0930 \u0924\u094d\u0935\u0930\u093f\u0924 \u092c\u0928\u093e\u0928\u093e \u0939\u0948\u0964 \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u092c\u0924\u093e\u092f\u093e \u0915\u093f \u0905\u092c \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0905\u092a\u0928\u0947 \u0939\u0940 \u092a\u0948\u0938\u0947 \u0915\u0947 \u0932\u093f\u090f \u091c\u091f\u093f\u0932 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e\u0913\u0902 \u0938\u0947 \u0928\u0939\u0940\u0902 \u0917\u0941\u091c\u0930\u0928\u093e \u092a\u0921\u093c\u0947\u0917\u093e\u0964<\/p>\n<h3 data-path-to-node=\"29\">UPI \u0914\u0930 \u090f\u091f\u0940\u090f\u092e: \u092a\u0940\u090f\u092b \u0928\u093f\u0915\u093e\u0938\u0940 \u0905\u092c \u0906\u092a\u0915\u0940 \u0909\u0902\u0917\u0932\u093f\u092f\u094b\u0902 \u092a\u0930<\/h3>\n<p data-path-to-node=\"30\">EPFO 3.0 \u0915\u0940 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 \u0916\u093e\u0938\u093f\u092f\u0924 UPI \u0907\u0902\u091f\u0940\u0917\u094d\u0930\u0947\u0936\u0928 \u0939\u0948\u0964 1 \u091c\u0942\u0928 2026 \u0938\u0947, \u0938\u092c\u094d\u0938\u0915\u094d\u0930\u093e\u0907\u092c\u0930\u094d\u0938 \u092d\u0940\u092e (BHIM) \u092f\u093e \u0905\u0928\u094d\u092f \u092f\u0942\u092a\u0940\u0906\u0908 \u090f\u092a\u094d\u0938 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0906\u0902\u0936\u093f\u0915 \u0928\u093f\u0915\u093e\u0938\u0940 (Partial Withdrawal) \u0936\u0941\u0930\u0942 \u0915\u0930 \u092a\u093e\u090f\u0902\u0917\u0947\u0964 <span class=\"citation-270\">\u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, EPFO \u0938\u0926\u0938\u094d\u092f\u094b\u0902 \u0915\u094b <\/span><span class=\"citation-270\">\u092a\u0940\u090f\u092b-\u0932\u093f\u0902\u0915\u094d\u0921 \u090f\u091f\u0940\u090f\u092e \u0915\u093e\u0930\u094d\u0921<\/span><span class=\"citation-270 citation-end-270\"> \u091c\u093e\u0930\u0940 \u0915\u0930\u0947\u0917\u093e\u0964<\/span> <span class=\"citation-269\">\u0907\u0938 \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u091c\u0930\u093f\u090f \u0915\u093f\u0938\u0940 \u092d\u0940 \u092c\u0948\u0902\u0915 \u0915\u0947 \u090f\u091f\u0940\u090f\u092e \u0938\u0947 \u0905\u092a\u0928\u0940 \u0915\u0941\u0932 \u091c\u092e\u093e \u0930\u093e\u0936\u093f \u0915\u093e <\/span><span class=\"citation-269\">50% \u0924\u0915<\/span><span class=\"citation-269 citation-end-269\"> \u0924\u0941\u0930\u0902\u0924 \u0928\u093f\u0915\u093e\u0932\u093e \u091c\u093e \u0938\u0915\u0947\u0917\u093e\u0964<\/span> \u092f\u0939 \u0938\u0941\u0935\u093f\u0927\u093e \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u0909\u0928 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0915\u0947 \u0936\u094d\u0930\u092e\u093f\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0935\u0930\u0926\u093e\u0928 \u0938\u093e\u092c\u093f\u0924 \u0939\u094b\u0917\u0940 \u091c\u0939\u093e\u0902 \u0907\u0902\u091f\u0930\u0928\u0947\u091f \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0915\u092e \u0939\u0948\u0964<\/p>\n<h3 data-path-to-node=\"31\">12 \u092e\u0939\u0940\u0928\u0947 \u0915\u0940 \u0938\u0947\u0935\u093e \u0915\u0947 \u092c\u093e\u0926 100% \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u093e \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928<\/h3>\n<p data-path-to-node=\"32\"><span class=\"citation-268\">\u092a\u0941\u0930\u093e\u0928\u0947 \u0928\u093f\u092f\u092e\u094b\u0902 \u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f, \u0905\u092c \u0915\u0947\u0935\u0932 <\/span><span class=\"citation-268\">12 \u092e\u0939\u0940\u0928\u0947 (1 \u0938\u093e\u0932)<\/span><span class=\"citation-268\"> \u0915\u0940 \u0938\u0947\u0935\u093e \u0915\u0947 \u092c\u093e\u0926 \u092a\u093e\u0924\u094d\u0930 \u0938\u0926\u0938\u094d\u092f \u0905\u092a\u0928\u0947 \u092a\u0940\u090f\u092b \u0916\u093e\u0924\u0947 \u0938\u0947 <\/span><span class=\"citation-268\">100% \u092a\u0948\u0938\u093e<\/span><span class=\"citation-268 citation-end-268\"> \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0947\u0902\u0917\u0947\u0964<\/span> <span class=\"citation-267 citation-end-267\">\u092a\u0939\u0932\u0947, \u092a\u0942\u0930\u0940 \u091c\u092e\u093e \u0930\u093e\u0936\u093f \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092f\u093e \u0924\u094b \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f (Retirement) \u0924\u0915 \u0907\u0902\u0924\u091c\u093e\u0930 \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0925\u093e \u092f\u093e 2 \u092e\u0939\u0940\u0928\u0947 \u0915\u0940 \u092c\u0947\u0930\u094b\u091c\u0917\u093e\u0930\u0940 \u0915\u0940 \u0936\u0930\u094d\u0924 \u0925\u0940\u0964<\/span> \u0928\u090f \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0924\u0939\u0924, \u201c\u0935\u093f\u0936\u0947\u0937 \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902\u201d \u092e\u0947\u0902 \u090f\u0915 \u0938\u093e\u0932 \u0915\u0940 \u0928\u094c\u0915\u0930\u0940 \u0915\u0947 \u092c\u093e\u0926 \u092d\u0940 \u092a\u0942\u0930\u0940 \u0930\u093e\u0936\u093f (\u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0914\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0926\u094b\u0928\u094b\u0902 \u0915\u093e \u0939\u093f\u0938\u094d\u0938\u093e) \u0928\u093f\u0915\u093e\u0932\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n<h3 data-path-to-node=\"34\">2026 \u0915\u0947 \u0928\u090f \u0928\u093f\u092f\u092e: \u090f\u0915 \u0928\u091c\u093c\u0930 \u092e\u0947\u0902<\/h3>\n<ul data-path-to-node=\"35\">\n<li>\n<p data-path-to-node=\"35,0,0\"><span class=\"citation-266\">\u092c\u094d\u092f\u093e\u091c \u0926\u0930:<\/span><span class=\"citation-266\"> \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2025-26 \u0915\u0947 \u0932\u093f\u090f <\/span><span class=\"citation-266\">8.25% \u092c\u094d\u092f\u093e\u091c \u0926\u0930<\/span><span class=\"citation-266 citation-end-266\"> \u0915\u0940 \u092a\u0941\u0937\u094d\u091f\u093f \u0915\u0940 \u0917\u0908 \u0939\u0948\u0964<\/span> \u092f\u0939 \u092a\u0948\u0938\u093e \u091c\u0941\u0932\u093e\u0908 2026 \u0924\u0915 \u0916\u093e\u0924\u094b\u0902 \u092e\u0947\u0902 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0939\u094b\u0928\u0947 \u0915\u0940 \u0909\u092e\u094d\u092e\u0940\u0926 \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"35,1,0\"><span class=\"citation-265\">\u0935\u0947\u0924\u0928 \u0938\u0940\u092e\u093e (Wage Ceiling):<\/span><span class=\"citation-265\"> \u0938\u0930\u0915\u093e\u0930 \u0935\u0947\u0924\u0928 \u0938\u0940\u092e\u093e \u0915\u094b <\/span><span class=\"citation-265\">\u20b915,000 \u0938\u0947 \u092c\u0922\u093c\u093e\u0915\u0930 \u20b925,000<\/span><span class=\"citation-265 citation-end-265\"> \u0915\u0930\u0928\u0947 \u092a\u0930 \u0917\u0902\u092d\u0940\u0930\u0924\u093e \u0938\u0947 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930 \u0930\u0939\u0940 \u0939\u0948\u0964<\/span> \u0907\u0938\u0938\u0947 \u092e\u0927\u094d\u092f\u092e \u0935\u0930\u094d\u0917 \u0915\u0940 \u092a\u0947\u0902\u0936\u0928 \u0914\u0930 \u092c\u091a\u0924 \u092e\u0947\u0902 \u092d\u093e\u0930\u0940 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0939\u094b\u0917\u0940\u0964<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"35,2,0\">25% \u0930\u093f\u091f\u0947\u0902\u0936\u0928 \u0928\u093f\u092f\u092e: \u092a\u0940\u090f\u092b \u0915\u094b \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0916\u093e\u0932\u0940 \u0939\u094b\u0928\u0947 \u0938\u0947 \u092c\u091a\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u201825% \u0930\u093f\u091f\u0947\u0902\u0936\u0928 \u092a\u0949\u0932\u093f\u0938\u0940\u2019 \u0932\u093e\u0917\u0942 \u0915\u0940 \u0917\u0908 \u0939\u0948\u0964 \u0906\u0902\u0936\u093f\u0915 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0947 \u0938\u092e\u092f 25% \u0930\u093e\u0936\u093f \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u0939\u0940 \u0930\u0939\u0947\u0917\u0940 \u0924\u093e\u0915\u093f \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u092c\u091a\u0924 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0939\u0947\u0964<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"35,3,0\"><span class=\"citation-264\">\u092b\u0949\u0930\u094d\u092e 121:<\/span><span class=\"citation-264 citation-end-264\"> \u091f\u0940\u0921\u0940\u090f\u0938 (TDS) \u0938\u0947 \u092c\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u092c \u0905\u0932\u0917-\u0905\u0932\u0917 \u092b\u0949\u0930\u094d\u092e (15G\/15H) \u092d\u0930\u0928\u0947 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u0940\u0964<\/span> \u0907\u0928\u0915\u0940 \u091c\u0917\u0939 \u0905\u092c \u090f\u0915 \u0938\u093e\u091d\u093e \u2018\u092b\u0949\u0930\u094d\u092e 121\u2019 \u0928\u0947 \u0932\u0947 \u0932\u0940 \u0939\u0948\u0964<\/p>\n<\/li>\n<\/ul>\n<h3 data-path-to-node=\"37\">\u092a\u0947\u0902\u0936\u0928 \u092e\u0947\u0902 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0915\u0940 \u0909\u092e\u094d\u092e\u0940\u0926<\/h3>\n<p data-path-to-node=\"38\"><span class=\"citation-263 citation-end-263\">EPFO \u0915\u0947 \u0907\u0938 \u0928\u090f \u0905\u0935\u0924\u093e\u0930 \u092e\u0947\u0902 \u2018\u0939\u093e\u092f\u0930 \u092a\u0947\u0902\u0936\u0928\u2019 (Higher Pension) \u092a\u0930 \u092d\u0940 \u0927\u094d\u092f\u093e\u0928 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/span> \u0935\u0947\u0924\u0928 \u0938\u0940\u092e\u093e \u092e\u0947\u0902 \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935\u093f\u0924 \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0947 \u092c\u093e\u0926, \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u093e \u092a\u0947\u0902\u0936\u0928 \u0905\u0902\u0936\u0926\u093e\u0928 (EPS) \u20b91,250 \u0938\u0947 \u092c\u0922\u093c\u0915\u0930 \u0932\u0917\u092d\u0917 \u20b92,083 \u0939\u094b \u091c\u093e\u090f\u0917\u093e\u0964 \u0907\u0938\u0915\u093e \u0938\u0940\u0927\u093e \u0932\u093e\u092d \u0909\u0928 \u0915\u0930\u094b\u0921\u093c\u094b\u0902 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u092e\u093f\u0932\u0947\u0917\u093e \u091c\u093f\u0928\u0915\u0940 \u0938\u0948\u0932\u0930\u0940 \u20b915,000 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u0948, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0905\u092c \u0909\u0928\u0915\u093e \u092c\u0921\u093c\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u092a\u0947\u0902\u0936\u0928 \u092b\u0902\u0921 \u092e\u0947\u0902 \u091c\u092e\u093e \u0939\u094b \u0938\u0915\u0947\u0917\u093e\u0964<\/p>\n<h3 data-path-to-node=\"39\">\u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0914\u0930 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u0915\u093e \u0938\u0902\u0924\u0941\u0932\u0928<\/h3>\n<p data-path-to-node=\"40\">EPFO 3.0 \u0928 \u0915\u0947\u0935\u0932 \u0924\u0915\u0928\u0940\u0915 \u0915\u0947 \u0909\u092a\u092f\u094b\u0917 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0924\u093e \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u092f\u0939 \u092c\u0926\u0932\u0924\u0947 \u0915\u093e\u0930\u094d\u092f \u092a\u0930\u093f\u0935\u0947\u0936 (Gig Economy) \u0915\u0940 \u091c\u0930\u0942\u0930\u0924\u094b\u0902 \u0915\u094b \u092d\u0940 \u0938\u092e\u091d\u0924\u093e \u0939\u0948\u0964 \u091c\u0939\u093e\u0902 \u090f\u0915 \u0913\u0930 \u092f\u0942\u092a\u0940\u0906\u0908 \u0914\u0930 \u090f\u091f\u0940\u090f\u092e \u0938\u0947 \u0924\u0924\u094d\u0915\u093e\u0932 \u0928\u0915\u0926\u0940 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u0940 \u0917\u0908 \u0939\u0948, \u0935\u0939\u0940\u0902 \u0926\u0942\u0938\u0930\u0940 \u0913\u0930 25% \u0930\u093f\u091f\u0947\u0902\u0936\u0928 \u0928\u093f\u092f\u092e \u0914\u0930 8.25% \u0915\u0940 \u0906\u0915\u0930\u094d\u0937\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948 \u0915\u093f \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u093e \u092d\u0935\u093f\u0937\u094d\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0939\u0947\u0964 \u092d\u093e\u0930\u0924 \u0915\u0947 6.5 \u0915\u0930\u094b\u0921\u093c \u0938\u0947 \u0905\u0927\u093f\u0915 \u092a\u0940\u090f\u092b \u0905\u0902\u0936\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092f\u0939 \u0938\u0941\u0927\u093e\u0930 \u0915\u093f\u0938\u0940 \u092c\u0921\u093c\u0947 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u0930\u0926\u093e\u0928 \u0938\u0947 \u0915\u092e \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<\/p>\n<hr data-path-to-node=\"41\"\/>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u092d\u093e\u0930\u0924 \u0915\u0947 \u0928\u094c\u0915\u0930\u0940\u092a\u0947\u0936\u093e \u0935\u0930\u094d\u0917 \u0915\u0947 \u0932\u093f\u090f \u0906\u091c \u0915\u093e \u0926\u093f\u0928 \u090f\u0915 \u0921\u093f\u091c\u093f\u091f\u0932 \u0915\u094d\u0930\u093e\u0902\u0924\u093f \u0915\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0939\u0948\u0964 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u092d\u0935\u093f\u0937\u094d\u092f \u0928\u093f\u0927\u093f \u0938\u0902\u0917\u0920\u0928 (EPFO)<\/p>\n","protected":false},"author":2,"featured_media":4508,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-4507","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-3"],"_links":{"self":[{"href":"https:\/\/theuniquetimes.com\/index.php?rest_route=\/wp\/v2\/posts\/4507","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/theuniquetimes.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theuniquetimes.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theuniquetimes.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/theuniquetimes.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4507"}],"version-history":[{"count":0,"href":"https:\/\/theuniquetimes.com\/index.php?rest_route=\/wp\/v2\/posts\/4507\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/theuniquetimes.com\/index.php?rest_route=\/wp\/v2\/media\/4508"}],"wp:attachment":[{"href":"https:\/\/theuniquetimes.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4507"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theuniquetimes.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4507"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theuniquetimes.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4507"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}